About Us

We empower

About WTM

Wealth That Matters (WTM) was established in November 2019 by Thembisa Luthuli, a Certified Financial Planner driven by a deep passion for empowering people through financial literacy. Recognising the critical need for accessible and affordable financial education, Thembisa founded WTM with a vision to transform lives by offering practical, easy-to-understand financial management to individuals and organisations alike.

From its inception, WTM has been focused on reaching as many people as possible with its comprehensive financial wellness initiatives. The core mission is to demystify financial planning and shift the often negative perceptions surrounding the industry. Too many people view financial planning as complex or reserved for the wealthy, but WTM seeks to break down those barriers by making financial literacy simple, affordable, and available to everyone, regardless of their financial background.

At WTM, we offer a full spectrum of financial services tailored to meet the diverse needs of our clients. These services include:

Financial Coaching: Personalised coaching sessions designed to help individuals and small businesses set and achieve their financial goals, build wealth, and create a sustainable financial future.
Financial Planning: Comprehensive financial planning that covers budgeting, investments, retirement planning, and more, ensuring that clients are well-prepared for every stage of life.
Tax Services: Expert tax advice and planning to help clients navigate the complexities of tax regulations and optimise their tax strategies.
Employee Financial Wellness Programs: Tailored financial education and support for organisations looking to enhance the financial well-being of their employees, fostering a healthier, more productive workforce.

WTM’s goal is to equip people with the knowledge and tools they need to take control of their financial future. We believe that everyone deserves the opportunity to understand their finances and make informed decisions that lead to lasting financial success.

Since its founding, WTM has helped countless individuals and businesses achieve their financial goals. We work closely with our clients to understand their unique needs and provide practical, actionable advice that fits their circumstances. Whether it’s guiding a young professional through their first investment or helping a company design a financial wellness program for its employees, WTM is committed to making a positive, lasting impact.

At the core of Wealth That Matters is the belief that financial literacy is not just a luxury but a necessity. By breaking down the complexities of financial management and providing tailored support, we aim to create a world where financial literacy is the norm, empowering individuals and businesses to thrive.

Meet the WTM team

At Wealth That Matters, our team is a diverse group of professionals united by a shared commitment to empowering individuals and organizations through financial literacy, planning, and coaching. We bring together a blend of expertise across financial management, coaching, and personal development. Each team member is deeply passionate about financial education and wellness, ensuring that every client receives the best guidance to secure their financial future. Our collaborative approach enables us to tackle complex financial challenges while offering personalized solutions that align with individual goals.

Thembisa Luthuli - CFP®

Financial Wellness Specialist

Thembisa is a Financial Coach, Certified Financial Planner , General
Tax Practitioner, Instructional Design Specialist and a University
Lecturer with a wealth of experience in financial planning, wealth
management, academic training and financial wellness.

Bongumusa Nkwanyana

Financial Wellness Specialist

My educational journey began with a bursary from the Financial Planning Institute of South Africa during high school, which ignited my passion for finance. I co-founded the ‘Are You Financially Free/Dom?’ initiative, where I led efforts to enhance financial literacy within higher education through the organization of seminars and the design and development of short courses..

Our Services

Our team of experts brings together years of experience in finance, entrepreneurship, and coaching to deliver dynamic and engaging workshops that cater to individuals at all stages of their financial journey. Whether you’re just starting out and looking to build a strong foundation of financial knowledge, or you’re a seasoned entrepreneur seeking to expand your wealth-building strategies, we have the resources and expertise to support you every step of the way.

Financial Coaching

Individual Financial Coaching
Group Financial Coaching
Financial planning
Couples Financial Coaching
Technical System Support

Business Literacy Academy

Financial Literacy for Entrepreneurs and students
Entrepreneurship course
Work Readiness Course
Healing Money Trauma and Financial Coaching Course
Financial Management for Individuals

Professional Tax service

Personal Income tax filing- E-filing
Small Business tax planning
VAT and PAYE submissions
Basic financial statements
Tax planning and structuring

Public Speaking and Corporate speaking

Employee Financial Wellness consultations
Corporate events speaking
Community Events Speaking
Employee Financial Education workshops

Let’s talk about your finances?

WTM

Financial Healing Clinic

admin@wealththatmatters.co.za

+27 (0) 72 483 7363